Soda Labs

South Korea

Identity-maximalist, and exporting the model

JurisdictionAsia-PacificRestricts anonymity

Anonymity-enhancing assets or unattributed transfers are barred outright, or barred for regulated firms.

What South Korea actually says

The most identity-maximalist regime covered here, and the only one actively trying to export it. Untraceable assets have been barred from Korean platforms since 2021, layered on top of a real-name bank account requirement that makes the won on-ramp a chokepoint. The August 2026 amendments go further than anything else in this section: the travel rule threshold is abolished outright so it applies to transfers of any size, and transfers to personal wallets are permitted only where the destination is low-risk or the two ends are confirmed to be the same person, with outright prohibition where the counterparty is high-risk. Accommodation exists but sits entirely on the institutional access axis (corporate accounts, tokenised securities) and not on confidentiality.

The instruments that matter

Dark coin restriction
the FSC announced in November 2020 that virtual assets whose transaction records are hard to trace could not be handled, with enforcement from March 2021; exchanges had already delisted Monero, Zcash, Dash and Zcoin in September 2019 citing FATF
Virtual Asset User Protection Act, from 19 July 2024
deposit custody at banks, asset segregation, mandatory surveillance systems and unfair-trading reporting to the FSS
Cabinet approval, 11 August 2026
abolishes the travel rule threshold entirely, so it applies to transfers of all sizes; transfers of KRW 10m or more to overseas providers must be reported to KoFIU
Unhosted wallet transfers restricted
permitted only where the destination is low-risk or sender and recipient are confirmed to be the same person, and prohibited outright where the counterparty is high-risk

What this means for confidential transactions

Bubble is built for exactly this shape of obligation: amounts and balances live on chain as ciphertexts, computation happens without decryption, and the only disclosure path is an on-chain access list through which an authorized party - an auditor, a supervisor, a counterparty - can request scoped decryption. That is confidentiality from the public, not from the regulator.

Compliant by default.

See how selective disclosure satisfies a supervisor without publishing your book to the world.